Quality Services
Home Loan
Buying a house will give you a sense of achievement that,
you will never find with owning anything else.
If you have reached a stage in your life, where you wish to buy a
beautiful home for yourself and your family, a Home Loan can
indeed help you to make this dream come true.
Define Home Loan -
Home Loan is a loan taken for
purchasing/constructing/improving a home. The home is
mortgaged to the lender as a
collateral security.
Loan Amount -
The amount of loan will depend on the market value of the
home and the repayment capacity of the borrower. Typically,
80% of the market value of the home can be availed.
Mortgage Loan
Mortgage loan a loan against property is a secured loan in
which property is used as a collateral to borrow loan from a
lending institution. The property being mortgaged can be
residential property, commercial property, agriculture land,
industrial property etc. The loan amount is ascertained by
individual banks and based on the market value of the
property.
The maximum amount is subject to mortgage loan,
which varies from 50-70 % of the market value of the
property.
Loan Amount
The amount of loan will depend on the market value of the
property which will be mortgaged with the bank and the
borrower’s repayment capacity. Typically, the lender will
sanction up to 75% of the market value of the property.
Business Loan
At Finvik, we understand how every little step makes a huge difference in reaching your business goals. To help you meet newer milestones of success everyday, we offer a range of collateral-free customized business loan solutions best suited for your business requirements.
Business Loan provide features
- Business Loan with quick Approval and Hassle free processing.
- Business Loan with No Collateral.
- Business Loan With Doorstep Services.
- Business Loan with Flexible Repayment Options.
Personal Loan
A personal loan is a loan to meet your current financial needs such as a wedding, a vacation, medical emergency and many more. An amount given to an individual to use for personal benefit that must be paid during over a specific period of time. It is an unsecured loan that is obtained without the use of any collateral for the loan.
Loan Amount
The maximum amount that can be availed is 30 lakhs based on
the financial institution that best fulfills your
requirement. The figure largely varies depending on your
salary, current loans, employer, bonus received if any and
other parameters. The final eligibility can be determined
only on the basis of actual financials.
Life Insurance
A life insurance plan is a contract between an insurance
policyholder and an insurance company,
where the insurer
promises to pay a sum of money in exchange for a premium
after a set period or upon the death of an insured person.
Life
insurance offers you and your family financial protection.
Some policies also offer optional add-ons, such as critical
illness benefit, accidental death benefit, and more. The
importance of life insurance cannot be ignored in ensuring
the
financial safety of your loved ones.
General Insurance
Unlike life insurance policies, the tenure of general insurance policies is normally not that of a lifetime. The usual term lasts for the duration of a particular economic activity or a given period. Most general insurance products are annual contracts. There are, however, a few products, which have a long term.
Types Of General Insurance
- Motor Insurance.
- Health Insurance.
- Marine Insurance.
- Mobile Insurance.
- Commercial Insurance.
- Travel Insurance.
- Home Insurance.
- Rural Insurance.
- Bicycle Insurance.